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Third Party Insurance

Third Party Property Damage Car Insurance

Peace of mind for you

AAMI Third Party Property Damage Car Insurance covers you for damage caused by your car to property owned by a third party in the event of an accident. That means you’re covered for any damage you may accidentally cause to someone else’s property (up to $20 million).

You may not think your car is worth insuring, but what about the damage it could cause to others? Even just a "little bump" given to another car can cost thousands of dollars to repair. It happens to the most careful and safe drivers. One call to 13 22 44 or a visit to our branch and Customer Service Centre network, and we will take care of all the details for you.

In choosing to insure your car with AAMI, you will receive many more benefits than just a competitive price.

  • Flexible payment options

    With AAMI you also enjoy more choice when it comes to paying your premium. You can choose to pay your premium monthly or annually, whichever is more convenient for you.

  • Uninsured motorist cover

    AAMI Third Party Property Damage Car Insurance covers you in the event your car is damaged by an uninsured motorist (up to $3,000 damage).

  • Optional fire and theft coverage

    By paying an additional premium, you can also extend your cover to include loss or damage to your car caused by fire, theft or attempted theft.

  • Discount on AAMI comprehensive insurance

    When you change from AAMI Third Party Property Damage Car Insurance to AAMI Comprehensive Car Insurance, we give you the same rating and discount you would have earned if you had always been comprehensively insured with us.

  • One point of contact

    For each claim, we appoint you with your own personal client manager who organises every detail from beginning to end, including arranging all quotes and repairs. If you want, you can also choose a repairer to supply a quote. There’s no paperwork and you’ll experience ongoing communication and personalised service throughout the process.

  • We can keep you mobile

    If you choose the fire and theft option with your AAMI Third Party Property Damage Car Insurance, we provide you with a rental car for up to 14 days in the event your car is stolen.

  • Fast resolution of claims

    We understand how important your car is to you. We aim to provide a complete resolution of all claims as quickly as possible.

  • Lifetime repair guarantee

    The quality of workmanship and the materials authorised by AAMI in any repair of your car will be guaranteed for the life of the car, even if you sell it.

For more information please see our Third Party Property Damage Insurance Policy Documents or visit Common Questions.

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AAMI Australia is a leading car insurance and home insurance provider. AAMI offers house, car and CTP insurance and quotes online.