BUILDING ITEMS
Accidental damage at home
OPTIONAL
Accidents happen every day – including in and around the home. Accidents like tripping on the rug and damaging your wall, as you break your fall. It's nice to know that if this happens, AAMI offers 'Accidental damage at home' cover.
You can add this optional cover to your AAMI Home Building Insurance for an extra premium. Read the PDS for details of what is and isn’t covered.
What’s covered
When you have accidental damage optional building cover, we cover the building for accidental loss or accidental damage – for example breaking or damaging something - at the insured address during the period of insurance.
What’s not covered
AAMI’s Accidental damage at home optional cover doesn’t cover loss or damage that’s caused by any of the insured events (eg flood, fire, storm, earthquake) or if you’re unable to establish the accidental loss or damage took place at a certain time or date. The general policy exclusions also apply. Read about the instances where you won’t be covered in the Product Disclosure Statement.