BUILDING ITEMS

Electrical appliances permanently housed, connected or wired to the building

COVERED

A lot of homes contain electrical appliances that are essential to everyday life, and they are sometimes permanently attached to the home, like a wired oven. Here is a bit more information on the coverage for electrical appliances permanently housed, connected or wired to the building under AAMI Home Building Insurance.

What's covered

We cover electrical appliances permanently housed, connected or wired to the building like a wired oven for loss or damage caused by insured events.

What’s not covered

There are some instances where you will not be covered. Such as, where loss or damage is caused by, connected with or arises from any part of the building not being in good condition, or having wear, tear or deterioration from ordinary use or ordinary effects of natural forces. We also do not cover some losses where building works are not complete.

You can read about cover and other exclusions in the Product Disclosure Statement.