BUILDING ITEMS
Excess-free Glass cover
OPTIONAL
Sometimes accidents happen, which is why it’s nice to know that we’ll cover the cost to replace glass without you having to pay an excess when your claim is only for accidental breakage of fixed glass in the home. Limits, conditions and exclusions apply – read the PDS for details. You can add this optional cover to your AAMI Home Building Insurance for an extra premium. Learn more about this optional cover below.
What’s covered
When your claim is only for accidental breakage of the following during the period of insurance:
- fixed glass in windows, doors, skylights, shower screens;
- mirrors fixed to the building; or
- other fixed glass (including glass tint if fitted).
we cover the cost of replacing that glass without you having to pay an excess.
We will also cover the cost of repairing or replacing the frame of any window, door or shower screen, but only if this is necessary to enable the glass to be replaced.
The most we’ll pay are your reasonable and necessary costs.
What’s not covered
There are certain fixed glass items that are not covered such as sinks, basins, baths, ceramic tiles, or any glass that forms part of a cook top or solar panels. However, there may be cover under the ‘Accidental breakage of glass’ additional cover for some items that aren’t covered under this option. You can learn more about this optional cover and other exclusions in the Product Disclosure Statement.