BUILDING ITEMS
Granny flats and sheds
COVERED
Granny flats can be a home away from home for your loved ones. Sheds can be a refuge for the handyperson. Learn more about the cover for granny flats and sheds under AAMI Home Building Insurance.
What's covered
We cover granny flats (provided there is no separate utility metering) and sheds at the insured address for loss or damage caused by insured events.
What’s not covered
There are some instances where you will not be covered. Such as, where loss or damage is caused by, connected with or arises from any part of the building not being in good condition or having wear, tear or deterioration from ordinary use or ordinary effects of natural forces. We also do not cover some losses where building works are not complete. In addition, we do not cover any part of the building used for farming of any description.
There are other exclusions to cover, which you can read about in the Product Disclosure Statement.