BUILDING ITEMS
Lock replacement
COVERED
Imagine you get to your front door, go to reach for your keys and realise they’re not where you thought they were. Turns out, they’ve been stolen. Beyond being frustrating and potentially frightening, it can also be costly to replace or recode your locks. So, it may be comforting to know there are instances where these lock replacement costs may be covered under AAMI Home Building Insurance.
What's covered
If the keys to your external doors or windows of the building at the insured address are stolen anywhere in Australia or New Zealand during the period of insurance, we’ll cover the necessary costs to replace or recode the locks. Know the most we’ll pay for any one incident is $500.
A claim under this cover can be made independently of a claim for loss or damage caused by an insured event and no excess applies if you make a claim under this additional cover.
What’s not covered
This cover is exclusively for locks, so we won’t cover the costs to replace your keys. We also won’t cover any loss or damage caused by, connected with or arising from the general exclusions set out in the Product Disclosure Statement.
You can learn more about this cover and exclusions in the Product Disclosure Statement.