Accidental damage at home (contents)

Accidents can happen every day - including in the home to your contents. Like tripping on the rug and spilling your coffee onto that nice new sofa of yours. So, it's nice to know that if this happens, AAMI’s optional cover 'Accidental damage at home' offers cover for accidental loss or damage to your contents.

What’s covered

When you have AAMI Home Contents Insurance cover, you can purchase ‘Accidental damage at home’ optional cover for your contents for an extra premium. This provides cover for your contents for accidental loss or accidental damage – such as accidentally breaking or damaging something – at the insured address during the period of insurance.

What’s not covered

There are instances where you will not be covered under this optional cover, including when you’re unable to establish that the accidental loss or damage took place at a certain time and date. Also, accidental loss or damage under ‘Accidental damage at home’ cover doesn’t include loss or damage that’s caused by any of the insured events.

You can read about the other instances where your policy will not cover accidental loss or accidental damage to your contents in the Product Disclosure Statement.

Explore the Product Disclosure Statement (PDS)