CONTENT ITEMS
Carpets and rugs
COVERED
The perfect item to bring a room together and bring some warmth, a carpet or a rug is a welcome addition to any home. It’s helpful to know when they are and aren’t covered for loss or damage under AAMI’s Home Contents Insurance cover.
What’s covered
Loss or damage to carpets and rugs due to insured events are covered under AAMI’s Home Contents Insurance policy. Carpets and rugs are not covered under the Home Building cover, as they are not considered to be permanently attached to the building or the insured address.
Also, know that for carpets and rugs that are hand woven or hand knotted, the most we will pay for any one incident is $2,000 per carpet or rug. If you find that this limit is not high enough to cover those hand woven or hand knotted carpets or rugs, you can choose to increase the limit for an additional premium.
What’s not covered
You will not be covered in some instances – like if the carpets or rugs experience wear, tear, fading or deterioration. You can find more information about what’s not covered in the Product Disclosure Statement.