CONTENT ITEMS
Drones
COVERED
Did you know that drones are defined in the AAMI Home Contents Insurance Product Disclosure Statement as unmanned aircraft that can be remote controlled or fly autonomously? Here is more information about when loss or damage to your drones may or may not be covered under AAMI’s Home Contents Insurance cover.
What’s covered
Drones are covered for loss or damage to the device caused by insured events, provided they are not used for business activities. They can also be covered at home for accidental damage if you have chosen to add the optional ‘Accidental damage at home’ cover to your policy for an extra premium. You can learn more about this optional cover in the Product Disclosure Statement.
What’s not covered
We do not cover legal liability for or caused by, connected with, or arising from the use or ownership of a drone. They are also not covered as unspecified items under the 'Extra Cover Portable valuables - unspecified items' option or while in use if insured as an ‘Extra Cover Portable valuable – specified item’. In addition, we do not cover loss, damage or legal liability arising from breaking the law. You can learn more about this cover and other exclusions, conditions and limits that apply in the Product Disclosure Statement.