CONTENT ITEMS

Medical equipment and aids

COVERED

If you need certain items to help you in your day-to-day life, you’ll want to make sure they are insured. Here are instances where your medical equipment and aids may or may not be covered for loss or damage caused by insured events under AAMI’s Home Contents Insurance cover.

What’s covered

Medical equipment and aids are included as contents in the AAMI Home Contents Insurance policy. Cover for these items away from the home is available under optional covers that you can pay extra for. You can learn more about this in the Product Disclosure Statement.

Know that for claims that include an item valued over $3000, we will ask for proof of purchase, a professional valuation, and a photograph as a minimum.

What’s not covered

There are some things we don’t cover. This includes any medical equipment, item or aid which is designed to be either wholly or partially within the body, either permanently or temporarily. By ‘within the body’ we mean medical equipment, items or aids which require a specific incision to be made in the body to enable them to be implanted but we will cover hearing aids. You can learn more about this cover and any other exclusions and conditions in the PDS.