CONTENT ITEMS
Storage of undamaged contents
COVERED
Learn about the types of cover we provide under AAMI’s Home Contents Insurance when your undamaged contents items are being stored away from the insured address.
What’s covered
If you are covered for loss or damage to your contents and undamaged contents items cannot be kept at the insured address, we will cover the reasonable costs to pack, unpack, and transport those undamaged contents from the insured address to the temporary place of storage (and back) and storing them until they can be kept at the insured address again. The most we will pay for storage of any undamaged contents items from any one incident is up to 10% of the contents sum insured shown on your certificate of insurance.
We will also pay for any loss or damage to the undamaged contents caused by an insured event while they are at the place of storage, up to the contents sum insured, less any amount paid for loss or damage to your contents as part of the original claim. This cover stops when your policy is cancelled or we stop paying for storage, whichever happens first.
What’s not covered
There are some instances where you will not be covered. For example, we don’t cover storage costs if your temporary accommodation is the place of storage; once the contents can be returned to the insured address; or, contents stored outside of Australia. There are other exclusions and conditions to this policy, which you can read about in the Product Disclosure Statement.