Building extensions, alterations or renovations
NOT COVERED
What's not covered
Other than the cover available under the ‘Legal liability’ section of the AAMI Home Building and Home Contents Insurance, we don’t cover loss or damage to, or caused by, connected with or arising from, or liability caused by, connected with or arising from building extensions, alterations or renovations to the building or parts of the building, including:
- damage caused by cracking, collapse, subsidence or damage caused fully or partially by the construction work;
- damage caused by a storm or flood (for Home Building Insurance only) or water (for Home Building and Home Contents Insurance) entering the building through openings in the walls or roof or other unfinished parts of the building under construction, whether or not they were temporarily covered at the time of the damage;
- damage caused by storm or flood to any part of the building that is not fully built or is undergoing extensions, alterations or renovations;
- theft or damage by someone who enters or leaves through an unlockable part of the building that is under construction;
- damage caused by a malicious act or vandalism to unfinished parts of the building under construction (for Home Building Insurance only).