EVENTS
Building, unit, or contents not in good condition
NOT COVERED
What's not covered
Loss, damage or legal liability for or caused by, connected with or arising from any part of the building, unit, or contents not being in good condition. This includes but isn’t limited to things such as blocked gutters, boarded up or broken windows, and roof areas rusted through. Please see the Product Disclosure Statement (PDS) for further examples.
If you’re a tenant, concerning your ‘building or unit’, this exclusion applies to the extent you’re required to maintain the building or unit under your tenancy rental agreement.
Further, it’s your responsibility under both the AAMI Home Building and Home Contents Insurance policies to:
- ensure your building or unit is kept in good condition
- keep the building or unit structurally sound, safe and fit to live in
- for example, remove mould, fix things that are blocked, broken, damaged, loose, have fallen down, are missing, are rusted through, or are in a general state of disrepair
- ensure your contents are kept in good condition
- for example, there are no rings (jewellery) where the claw (surrounding the stone) is damaged or worn.
These are just brief examples of your responsibilities under your policy. You can read about your responsibilities and see more examples in the PDS.