EVENTS
Building works
NOT COVERED
What's not covered
Loss, damage or legal liability for or caused by, connected with or arising from building works to the building or unit or parts of the building or unit (other than the cover available under ‘Legal liability’), including any of the following:
- damage caused by cracking, collapse, or subsidence caused fully or partially by the building works
- damage caused by storm, flood, or water entering the building or unit through any openings (whether such openings were created by you or another person) in the walls or roof or other unfinished parts of the building or unit under construction, and whether or not they are temporarily covered at the time of the damage
- theft or damage by someone who enters or leaves through an unlockable part of the building or unit that’s under construction.
We also don’t cover legal liability for or caused by, connected with, or arising from building works, including construction and demolition of building structures, being carried out at the insured address where the total cost of the building works is more than $50,000.