EVENTS

Deliberate or reckless actions

NOT COVERED

What's not covered

Loss, damage or legal liability for or caused by, connected with or arising from an act or omission by you, your family, anyone living at the insured address, any owner or part owner of the building or contents, or anyone acting with your given or implied consent which is any of the following:

  • deliberate
  • a deliberate lack of action
  • demonstrates a reckless disregard for the consequences of that action or omission.