EVENTS
Impact
COVERED
If your building or contents have been damaged by impact, you undoubtedly have some questions that need to be answered, especially regarding your insurance cover. Learn more about cover under AAMI Home Building and/or Contents Insurance below.
What’s covered
If your building or contents suffer loss or damage due to impact by certain objects (or by a power surge caused by impact) at the insured address, you can lodge a claim for them. This could be due to a falling tree, TV antennas or satellite dishes, drones, motor vehicles, aircraft or trailers, or even space debris or meteorites.
What’s not covered
There are instances where you are not covered for impact, such as for loss or damage to driveways, paths and underground services caused by a road vehicle or earthmoving equipment under AAMI Home Building Insurance, or loss or damage caused by trees being lopped by you or someone authorised by you under AAMI Home Building and/or Contents Insurance.
We also don’t cover loss or damage caused by a falling tree or part of a falling tree (including the roots), when they are being carried in or by water or water is causing them to move.
You can see the instances where your building and contents are not covered from impact (and any limits or conditions that apply) in the Product Disclosure Statement.