Mechanical or electrical breakdown or failure

What's not covered

Loss, damage or legal liability for or caused by, connected with or arising from mechanical or electrical failure or breakdown or anything that fails to operate properly. However, we’ll cover damage caused by any of the following:

• fire spreading from an electrical fault to other parts of the building or contents, depending on whether you have AAMI Home Building and/or Home Contents Insurance, to the extent it’s covered under insured event ‘Fire (including bushfire)’
• lightning to the extent it’s covered under insured event ‘Lightning’
• motor burnout to the extent it’s covered under the ‘Motor burnout’ additional cover.

Explore the Product Disclosure Statement (PDS)