EVENTS
Storm
COVERED
We’re all familiar with our homeland’s wild weather, in particular storms. When a storm hits in Australia, it can hit hard. So, it may help bring you peace of mind knowing you have cover for loss or damage from certain storm events when you take out an AAMI Home Building and/or Contents Insurance policy. A storm is a single weather event being, a cyclone or severe atmospheric disturbance. It can be accompanied by strong winds, rain, lightning, hail, snow or dust.
What’s covered
Loss or damage to your building and/or contents caused by a storm.
What’s not covered
There are instances where you are not covered, such as damage caused by storm entering through any unfinished parts of the building or unit under construction whether or not they were temporarily covered when the damage occurred. There are also specific structures that we don't cover when there is loss or damage by a storm, like retaining walls, garden borders, free-standing outdoor walls or a sporting surface or court like a tennis court under AAMI Home Building insurance.
We don’t insure you for storms in the first 72 hours of a new policy. Very limited exceptions apply.
You can find more information on this and other limits, conditions and exclusions that may apply in the Product Disclosure Statement.