EVENTS

Wear, tear and deterioration

NOT COVERED

What's not covered

Depending on whether you have AAMI Home Building and/or Home Contents insurance, loss, damage, or legal liability for or caused by, connected with, or arising from wear, tear, and deterioration of the building, unit or contents from their ordinary use or the ordinary effects of natural forces such as weather, action of light, atmospheric or climatic conditions, and rising damp.

Some examples include, but are not limited to:

  • tiles and their adhesive or grouting breaking down
  • weathering of roof tiles or roof ridge capping
  • weathering and breakdown of bricks, mortar, or concrete
  • weathering of pot plants and their pots
  • wear and tear or fading of carpets, furniture and furnishings (including curtains and drapes).