Commercial Property Insurance

Protect your commercial property against damage, loss and theft.

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Call 13 22 44

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What does Commercial Property Insurance cover?

Insured events

Insured events include:

  • Fire
  • Escape of molten material from its intended confines at the situation
  • Lightning
  • Explosion or implosion
  • Storm, wind and rain
  • Water damage caused by leaking from damaged pipes, water systems, tanks or drains, or by a damaged water main near the building
  • Impact
  • Riot or civil commotion
  • Malicious acts
  • Earthquake
  • Accidental damage

Limits and exclusions – such as flood damage – apply. Please refer to the PDS for details.

AAMI Business Insurance can help protect your commercial property in a variety of ways.

  • Coverage for your contents, fixtures and fittings against theft, loss or damage by insured events.
  • Provides protection for loss or damage to the glass windows, signs and showcases at your property

For business owners
With contents or stock held at a business premises

More about Small Business Insurance

With AAMI Business Insurance we have options to suit your property

Fire icon

Property Damage

This provides cover for physical loss of or damage to your property from insured events such as fire, lightning, explosion and flood^.

Public liability icon

Public and Products Liability

Public Liability is your protection if you are found to be legally responsible for personal injury to a third party or damage to their property.

Calendar icon

Back in Business

This provides cover for a reduction in your business income as a result of damage to your property.

Glass window icon

Glass and Signs

This provides cover for the loss of or damage to glass windows, signs and showcases at your business premises.

Tax Probe

Also known as Tax Audit, this provides cover for the professional and accountant’s fees incurred by you in connection with an audit of your business’ financial or tax affairs by the ATO, or by a Commonwealth, State or Territory department, body or agency.

Product document downloads
Product Disclosure Statement (PDS)

Every property is different

Our specialised business consultants can create a Business Insurance quote for your Commercial Property. To obtain a quote in minutes please call

13 22 44

Check contact hours

Or request a quote

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Trusted insurer of 70,000 Australian businesses.

24/7 Claims

You can speak to someone in our claim centre anytime to check the progress of your claim.

To get a quote in minutes call 13 22 44

or

Request a quote

^The content on this page in respect of flood cover under the property damage section applies to policies with a start date on or after 7 December 2023. We do not insure you for flood, bushfire or grass fire in the first 72 hours of commencing a new policy or adding property damage cover. Refer to the PDS for details.

Insured events

Insured events include:

  • Fire
  • Escape of molten material from its intended confines at the situation
  • Lightning
  • Explosion or implosion
  • Storm, wind and rain
  • Water damage caused by leaking from damaged pipes, water systems, tanks or drains, or by a damaged water main near the building
  • Impact
  • Riot or civil commotion
  • Malicious acts
  • Earthquake
  • Accidental damage

Limits and exclusions – such as flood damage – apply. Please refer to the PDS for details.