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At the home

For some contents items at home, we offer flexible limits. This allows you to increase the limit for which an item is insured at the insured address by specifying it on your policy (additional premium may apply). You can do this online via My Account . If you don’t, the most we will pay for the item is the limit shown in the PDS.

You can ask us to insure an item by giving us the full description and replacement value. If we agree and you pay us the additional premium (if applicable), the item will be listed individually on your certificate of insurance. Having exact details of the items will help move things along!

You can list an item on your policy via My Account. For more information on Contents with flexible limits, read the PDS.

What may change:

• Your premium

Things you may want to review:

• Limits for specified contents items
• Portable valuable optional covers
• Your contact details

Add specified contents

On the go

For portable valuable items insured at home and on the go, we offer “Portable Valuables” optional covers for extra premium. There are two types – unspecified items and specified items – which provide cover for portable valuables at and away from the insured address, anywhere in Australia and New Zealand. Jewellery and watches only are insured worldwide for up to 30 consecutive days but only while being worn by you or while in a secure safe.

Some portable valuables can only be insured as specified items such as mobile phones, laptops and electronic tablets.

You can insure certain portable valuables as specified items by giving us the full description and replacement value. If we agree and you pay us the additional premium, the item will be listed individually on your certificate of insurance. Having exact details of the items will help move things along!

You can add portable valuables optional cover via My Account. For details on both Portable Valuables optional covers including terms, conditions and exclusions, read the PDS.

What could change:

• Your premium

Things you may want to review:

• Limits for specified contents items
• Portable valuable optional covers
• Your contact details

Add Portable Valuables Optional Cover