LUCKY YOU'RE WITH AAMI
Compare AAMI Comprehensive and Third Party Motorcycle Insurance prices easily.
Third Party insurance can help cover costs if you damage someone else’s vehicle or property while on your motorbike. Comprehensive insurance does the same, but can also cover your own motorbike against loss or damage. Compare features, get quotes for either or both, then choose coverage to suit your needs and budget.
Coverage applies to a wide range of scooters, mopeds, cruisers, sport bikes, touring bikes, naked bikes and dirt bikes.
Plus, all repairs authorised by AAMI are guaranteed for life of the motorcycle. Lucky you’re with AAMI!
Accidents can happen to even the safest rider. Like your car, van or truck, motorcycles are capable of causing damage – or being damaged – when they’re out on the road. Third Party Motorcycle Insurance can help you cover costs you might be liable for, such as damage to other people’s property and other vehicles, after an insured event. Comprehensive Motorcycle Insurance does the same, plus it helps you cover the cost of repairing or replacing your own bike if required. Having the right insurance policy in place can help you hit the road with confidence.
Whether you lodge and track your claim over the phone or online, say goodbye to mountains of paperwork!
Our goal is always to get you back on the road as fast as we can - safely.
We insist on the highest standards for our customers. That's why any repairs we authorise are covered by our Lifetime Guarantee.
CTP insurance is regulated by the Government; this means we submit our prices to SIRA for approval. To calculate our CTP premium, we consider various rating factors such as, but not limited to the vehicles age, make/model and shape, the driving history for all drivers of the vehicle, motor insurance history for the vehicle, the registered usage of the vehicle, and the term of the insurance (6 or 12 months). As these rating factors are updated, so too is the premium. A Fund Levy is also included in the cost of each Green Slip which funds ambulance, hospital, lifetime care and other services for people injured in motor vehicle accidents. To learn more about CTP premiums visit the SIRA website.
Skip the queue! AAMI customers can – depending on their policy type – check policy info, make payments, lodge claims and more online, 24/7
Option for Extra Cover
We’ll cover you for loss or damage to your protective clothing worn for motorcycle riding caused by fire and/or theft, for up to $1,000.
Option for Extra Cover
If your motorcycle is damaged by fire, we'll cover you for up to the Amount Covered as shown on your certificate of insurance.
Option for Extra Cover
If your motorcycle is stolen or a total loss, we'll cover for you for the Amount Covered as shown on your certificate of insurance, less any deductions that apply.
Amount Covered
How much your motorcycle’s insured for.
It’s the maximum amount we’ll pay for loss or damage to your motorcycle caused by an insured incident, less any deductions that may apply.
The Amount Covered is shown on your certificate of insurance and includes GST.
Amount Covered
If your motorcycle is damaged by fire, we’ll cover the cost of repairs up to the Amount Covered shown on your certificate of insurance. If it’s a total loss, we’ll pay your Amount Covered (less any deductions).
Total Loss
We consider your motorcycle a total loss when:
This is a just summary. For full details check the PDS (Product Disclosure Statement). It’s dry, we know, but it’s essential reading.
New motorcycle if less than 2 years old
If your motorcycle is a total loss, we’ll cover the cost to replace it with a new motorcycle that’s the same or similar make and model if:
This is a just summary. For full details check the PDS (Product Disclosure Statement). It’s dry, we know, but it’s essential reading.
Update policy
Need to update your policy before you pay? Or don't have your Payment Reference Number handy? With My Account you can:
* limit of $5,000 for online payments.
1 FYI, if the premium payment for your policy is overdue, you won’t be able to edit it before paying.
Update policy
Need to update your policy before you pay? Or don't have your Payment Reference Number handy? With My Account you can:
Quick renewal
Just need to renew your policy, without updating any policy info? No worries! You can do it in just a few moments, with no login required — all you need is:
If the payment is successful, the premium will be debited from your payment card. You should see your account updated within 2 business days.
Quick payment
Just need to pay your excess, without updating any policy info? No worries! You can do it in just a few moments, with no login required — all you need is:
If the payment is successful, the premium will be debited from your payment card. You should see your account updated within 2 business days.
AAMI App
Manage your policy
Want to make payments while on the go? With the AAMI App you can:
AAMI App
Manage your policy
Want to make payments while on the go? With the AAMI App you can:
Check amount covered
In most cases, the replacement value of cars decrease over time, but in recent years, due to increased costs and constrained supply, we have seen some cars increase in value. As such, your amount covered will be automatically changed to reflect this.
You can increase or decrease your amount covered, within a specified range, and your premium will change accordingly.
You can also choose to insure your vehicle for Market Value. This will change your premium.
Refer to the PDS for details.
Kilometres driven
When you took out your policy, you would've given us an estimate of how much you drive your car in a year, and that figure informs your premium price. Usually, a higher estimate results in a higher premium, since your'e at greater risk of an incident. If you find yourself driving a lot less then you estimated, maybe because you're working from home or walking to the shops rather than driving, you can log in and adjust this figure. Doing so may reduce your premium a little.
Review listed drivers
Listing additional drivers on your policy can alter your premium, depending on their details and claims history. For example, if you have a teenager who used your car when they started driving but has since bought their own, they may no longer need to be listed. If you decide to remove them, your premium might be reduced.
Your address
If you've moved, make sure your address is updated on your policy. Your location can affect your premium, based on that location's level of risk, so your address being updated can result in your payments being adjusted. Fair warning; that adjustment can reduce your premium, or it may result in an increase. Either way, you'll ensure you're not at risk of having a claim denied or reduced due to incorrect address details.
Eligible policies
Eligible policies include Comprehensive Car Insurance.
Your excess
With AAMI Flexi-Premiums®, you can choose to lower your premium by increasing your excess This'll mean that, while your monthly or yearly premium is cheaper, you'll face more out-of-pocket costs if you make a claim where you're liable to pay an excess. Whether that trade-off is worth it is totally up to you, but it's worth considering.
Updating your details
You may need to update your address, or record a change of car ownership. If so, just get in touch with Service NSW online or call 13 77 88.
To update vehicle driver details or driving history, give AAMI a call on 13 22 44.
Mon–Fri, 8am–6pm NSW time
Sat & Sun, 8am–4pm NSW time
PRN
You can find your Payment Reference Number on your AAMI Renewal Notice.
Payment Reference Number
This can be found in the payment slip of the insurance notice or correspondence you received from us.
Email address
Please enter a valid email address. This is where we’ll send your payment receipt.
BPay Help
How was I provided the BPay infomation?
Your policy renewal was sent via email or post depending on which option you selected when you purchased the policy, or modified in your online settings. You can change your account settings – including how you receive your renewal – by logging in.
Where is the BPay information located?
I still need assistance?
If you cannot locate the payment reference number please call our contact centre for assistance.
13 22 44
24 hours / 7 days a week
Business Insurance Biller Code
Note that the AAMI Business Insurance biller code is different to AAMI Personal Insurance, e.g. Car and Home Insurance.
How was I provided the BPay infomation?
Your policy renewal was sent via email or post depending on which option you selected when you purchased the policy, or modified in your online settings. You can change your account settings – including how you receive your renewal – by logging in.
Where is the BPay information located?
I still need assistance?
If you cannot locate the payment reference number please call our contact centre for assistance.
13 22 44
24 hours / 7 days a week
Register a Pet Insurance account
Quick renewal
Just need to renew your policy, without updating any policy info? No worries! You can do it in just a few moments, with no login required — all you need is:
If the payment is successful, the premium will be debited from your payment card. You should see your account updated within 2 business days.
Online Discount Terms & Conditions
Any subsequent discounts are applied to the already discounted premium, before government taxes and charges.
