POLICY DOCUMENTS FOR
Travel Insurance

Current documents for Travel Insurance

Glossary

Product Disclosure Statement (PDS)

An important legal document that contains the terms and conditions of your cover, including what is and isn’t covered. Read it together with your Certificate of Insurance.

The Certificate of Insurance is confirmation of the insurance cover you purchased, including when it starts and ends, the type of insurance it is, and how much you paid. Sometimes referred to as your ‘Schedule’.

 

Key Fact Sheet

Certificate of Insurance

The Certificate of Insurance is confirmation of the insurance cover you purchased, including when it starts and ends, the type of insurance it is, and how much you paid. Sometimes referred to as your ‘Schedule’.

Offers a shorter version of what is and isn't covered, without being a complete statement of your cover.  Read it together with the PDS and your Certificate of Insurance.

The Certificate of Insurance is confirmation of the insurance cover you purchased, including when it starts and ends, the type of insurance it is, and how much you paid. Sometimes referred to as your ‘Schedule’.

Supplementary Product Disclosure Statement (SPDS)

Certificate of Insurance

The Certificate of Insurance is confirmation of the insurance cover you purchased, including when it starts and ends, the type of insurance it is, and how much you paid. Sometimes referred to as your ‘Schedule’.

Sometimes, we may need to change the terms and conditions of a PDS, in which case we issue a supplementary PDS.

 

Additional Information Guide

Provides further information about premiums, the excesses and any discounts that apply. Read it together with the PDS.

 

Premiums, Excess, Discounts & Claims Payments guide (PED Guide)

Certificate of Insurance

The Certificate of Insurance is confirmation of the insurance cover you purchased, including when it starts and ends, the type of insurance it is, and how much you paid. Sometimes referred to as your ‘Schedule’.

Explains how we calculate premiums, the excesses that apply, any discounts and how we pay claims. Read it together with the PDS.

Certificate of Insurance

The Certificate of Insurance is confirmation of the insurance cover you purchased, including when it starts and ends, the type of insurance it is, and how much you paid. Sometimes referred to as your ‘Schedule’.