Portable Valuables Cover

Your mobile phone is a contents item which is insured at the home for loss or damage from insured events under AAMI Contents Insurance.

If you want to cover your mobile phone for accidental loss or damage at home and away from home (including anywhere in Australia or New Zealand), you can choose to insure it as a ‘specified item’ under our Extra Cover Portable valuables option for an extra premium. The most we’ll pay if you do this will be the amount shown for the item on your certificate of insurance. An excess of $100 applies in the event of a claim for Extra Cover Portable valuables.

Portable jewellery under $1,000

If you have added the Extra Cover Portable valuables optional cover (for an extra premium), jewellery can be covered when it follows you out of your home, that is, anywhere in the world for up to 30 consecutive days but only while being worn by you or while in a secure safe. The most we’ll pay is $1,000 per item, pair, set, or collection, up to the total sum insured you’ve chosen, within the range we offer.

Portable jewellery above $1,000

If you have an item of jewellery worth over $1,000, you may want to specify it as an Extra Cover Portable valuable – specified item (for an extra premium). All you need to do is provide a full description and replacement value when you ask us to insure the item. The item will be listed on your certificate of insurance along with the amount for which it is insured. At claim time, the level of proof you need to provide us varies depending on the value of your jewellery. See the PDS for more detail.

The excess for Extra Cover Portable valuables is $100.

To make your life easier, you can make a number of changes to your home insurance policy online. Through My Account, you can:

1. change the sum of contents you’re insured for
2. update the sum of your insured building
3. and much much more.

Simply log in, click on the ‘My policy list’ link, and select the relevant policy you want to update. From the ‘Update my policy’ tab, you’ll find several options for making changes.

Some of the things that can’t be altered online include:

1. changing your cover type (for example, from Property Owner to Landlord), and
2. changing the specified portables listed on your cover.

For these things please contact us - we’ll be happy to help you out.

If you’re a new customer, select the AAMI Extra Cover Portable valuables optional cover when you get an AAMI Home Contents Insurance quote.

If you already have an AAMI Home Contents Insurance policy, call us on 13 22 44 or log in to My Account to add Extra Cover Portable valuables.