Standard Cover
Sum Insured Cover
You specify a sum insured on your policy, which should reflect how much it’d cost to rebuild your house. If the house is damaged in an insured event, this amount is the maximum we’ll pay to rebuild or repair it.
how it works
This is included as standard with AAMI Home Insurance policies.
how to get it
Policy document downloads
Optional Cover
Complete Replacement Cover
If your house needs to be repaired or rebuilt after an insured event, we will offer to repair or rebuild your house as it was, or pay you the amount of the assessed quote to repair or rebuild it – without you having to set a specific sum insured.
how it works
You can upgrade to Complete Replacement Cover when you get your quote online.